Normally a credit check is not how are you paying your bills and are they paid on time. It is a check for records of problems - garnishments, levy's, bankruptcy filings, criminal problems regarding handling money. Issues that will mean you need to be off of work to attend to or could affect your job performance. This is a standard required notice that employers must give to employees when running a background check on them, and you are entitled to receive a copy of the report that the company sends to the prospective employer as well.
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